Although they are fairly rare, head-on collisions do happen, and when they do, the results can be devastating. When a head-on collision occurs, you can be injured by a seatbelt or broken glass from the windshield, and in some cases, an airbag may injure a person.
A head-on collision is defined as an accident in which two vehicles collide with each other when traveling in opposite directions.
Head-On Collision Facts
- Only about 2% of auto accidents are head-on collisions. However, about 10% of fatal accidents are head-on collisions.
- Head-on collisions often happen in rural areas. In fact, 13 percent of fatal accidents in rural areas are head-on.
- Head-on collisions happen most often on two-lane highways.
Causes of Head-On Collisions
Passing on a two-lane highway is one cause of head-on collisions. It is especially dangerous to pass another car if you are driving in the mountains, on a winding road, or if weather conditions are icy.
Distracted driving can also cause a head-on collision. If you veer into the wrong lane while you are texting or have your hands off the steering wheel, you may run into another car. It is not a good idea to drive on mountain roads if you are not an experienced driver or if you are not well versed at negotiating curved roads.
You should never take your hands off the wheel when you are on any road, but especially not on a two-lane highway. It is also very important to observe the speed limit when you are traveling in rural areas.
Typical Injuries from Head-on Collisions
If you are injured in an accident, you might have to deal with multiple doctor’s appointments, a great deal of pain, and time away from work. Injuries from a head-on collision tend to be much worse than those from other kinds of accidents.
Broken bones and lacerations are very common in head-on collisions. Internal injuries may also be the result of such a crash.
Brain bleeds may occur after this type of car accident. This can prevent the brain from getting enough oxygen. That can lead to temporary or permanent brain damage.
Rib bones are very easy to break in an accident, but you may not know that pneumothorax is also very common. It occurs when a rib punctures a lung and may cause the lung to collapse.
Kidney and liver lacerations may occur after a crash. If a person does not go to the emergency room immediately after such an accident, they may bleed to death or suffer permanent damage.
Insurance Laws in New Jersey
There are two basic insurance rules in America; fault and no-fault. In a fault state, the person who caused the accident is generally responsible for its related injuries. In a no-fault state, a driver’s own insurance will pay for damages to their vehicle and their medical bills no matter who caused the collision.
New Jersey is one of a dozen states that have no-fault insurance. Although no-fault laws are designed to avoid personal injury lawsuits, there are some exceptions to the rule. If you were injured in an accident that you were not responsible for, there are circumstances under which you can sue an at-fault driver.
If you are severely injured, disabled, or permanently disfigured in an auto accident, then you may sue the person responsible for the accident. Certain bone fractures also qualify for an exception to the no-fault rule.
Why You Need an Attorney
One thing insurance companies in fault and no-fault states have in common is that they never want to pay the people who they insure what they are owed. They may try to prove that your injuries were not as severe as you say or that you have pre-existing conditions.
We have a team of astute legal professionals who will do everything in their power to research your case and negotiate with insurance adjusters on your behalf. If your case does end up going to court, we have years of experience arguing in front of judges and juries in New Jersey.
If you or a loved one has been injured in a head-on collision, you know that medical treatment is imperative, but it is also very costly. If you have lost a loved one to a head-on collision, you are undoubtedly suffering devastating emotional pain and financial loss. Fortunately, we can help you get the money you deserve. Contact our car accident lawyer today!