Review us

Available 24/7

(973) 675-8277
Se Habla Español
Nou Pale Kreyol
Insurance Do’s And Don’ts

Car Insurance Do’s And Don’ts

As you review insurance options, it is important to always remember that you have insurance for when things go wrong and you need to be covered. You need to build a policy that will sufficiently cover all of your needs, both medically and for property damage, when an accident or catastrophe occurs.

Newark Insurance Do’s And Don’ts

Keep in mind the following:

  • In the New Jersey area, dollar a day automobile policies and other special policies are all too common. These policies may seem like an affordable option. When you need money, however, you will be able to sue, but you will not have medical coverage. You will only have emergency PIP benefits, which only cover emergency room expenses. This leaves you holding the bill for doctor’s visits, rehabilitation and therapy and any additional injuries or re-injuries.
  • As you evaluate insurance policies, make sure that you invest in adequate medical benefits. Even in auto insurance, not having sufficient medical coverage can be a costly mistake following an accident.
  • When you move or relocate, make sure that you notify your insurance company. This can affect your home or renters insurance. Also, it is important that you notify the company if someone else moves into your home, a renter or otherwise. Following an accident, this can play a part in what will be compensated.
  • Be very careful and forthright when filling out an application for automobile insurance. A misrepresentation, even if unintentional, on the insurance application may give the insurance company grounds to deny your claim.
  • Your uninsured/underinsured benefits (UM/UIM), should be the same as your bodily injury benefits (BI). In no circumstances should your UM/UIM benefits be less than your BI benefits.

At Goldstein & Goldstein, LLP we can help to clean up the financial blow that can come when you are injured without a sufficient policy. Our lawyers will use the key understanding of insurance policies to piece together coverage to get you the benefits you need. It is always better, however, for you to have a sufficient policy upfront to be ensured that you receive compensation.

Essex County Insurance Benefits Attorneys

To arrange a free initial consultation to discuss your insurance policies and what can be done to help cover bills incurred, please contact our office today.

Se habla espanol/Spanish language services available.

Client Reviews

“The Very Best in the State of N.J. and very aggressive on cases. I recommend them to anyone looking for a fair shake and a great outcome. Thank You so very much for helping me Goldstein and Goldstein, LLP. Thank You from Byron Teal.”

Bryon Teal

“When it comes to Goldstein and Goldstein law firm get ready to have a firm that is not only professional but will go above and beyond for you! I felt like I was family and that my case the only one they had( even though it wasn’t)! My lawsuit from my car accident was a long and steady road that Richard, Michael and his staff paid so much personal attention to. I am completely grateful for all of their efforts!! Because of their due diligence, I will be a home owner by the end of 2020, be completely out of debt, and have a great amount set aside for my retirement! So to all of the Goldstein and Goldstein law firm lawyers and staff THANK YOU!! You will forever also be a part of my family too!! I can truly see why this firm was under the Super lawyer firms!! You all are #1 in my book ”

Felica Aharon

“If you are looking for someone to care, then this is the place. Michael and the staff are great. Melissa is wonderful, polite and kind as well as everyone else. I appreciate everything they’ve done for me.”

Michelle Bennett

“They’re always super courteous, and quick to respond to any of my questions which is super helpful for someone who isn’t familiar with the process of law. I’m super glad my uncle recommended me this law firm, definitely deserving of a 5 star rating.”

Israel Amaya

“These guys are THE BEST!!! They are honest and take a no nonsense approach. Not wasting time and stacking hidden fees. Extremely pleased with their results.”

Jean Labeaf

“Goldstein & Goldstein, is a professional Lawyer known the best for you when you contact them for your case, they would never disappoint you, whatever your case may be, they would work with you and make sure you’re good, so I personally recommend, Goldstein & Goldstein, LLP ATTORNEY AT LAW”

Amos Olayemi

“Goldstein and the secretary’s in the office stayed on top of my case , and got me a settlement I was satisfied with I highly recommend there services.”

Khalif Emile

“Great service to the people.Anytime i propose a question it is answered in a timely manner.Very helpful and committed.Thank You Guys!!!!”

hassan jackson

“Amazing place, definitely will recommend to anyone that needs a good lawyer!! There’s a wonderful lady called Melissa and also Michael that took care of our case. The process went smooth and they took care of everything, it takes time but you just have to be patient and wait for a good result. I’m giving this place a 5 stars.”

Komi Awumey

“This place kept in contact with me through my case, they helped me with great treatment and the attorney Michael is very good man and they work very fast. When I go to the office they are very nice to me and make me feel comfortable.”

Denise Francios

“Michael Goldstein is an awesome attorney. They provide you with the best customer service and they make sure you and your family are taken care of. The outcome for my slip and fall case was a very good one and I couldnt ask for a better attorney. I will recommend anyone here...Thank you Goldstein & Goldstein..”

Tyra Rulz

“Melissa Quintero has been absolutely amazing from day one. She is extremely diligent with her work and keeps a positive attitude when dealing with tough situations. She genuinely puts the client first and has kept things simple for me. Highly Recommend her services!”

Saahil Dhawan

“My brother recommended me to this firm and I was so happy he did. I was so happy with the outcome of my case. Michael got me money and fast! Thank you again I would def recommend him,”

Leonor Santiago

“I was referred to Goldstein and Goldstein by a friend after a car accident and the service I received was exceptional! Thank you guys! Like”

Simone J

“Michael Goldstein is an awesome attorney. They provide you with the best customer service and they make sure you and your family are taken care of. The outcome for my slip and fall case was a very good one and I couldnt ask for a better attorney. I will recommend anyone here...Thank you Goldstein & Goldstein..”

Tyra Rulz